Hey guys, I just want to point out having a developed biography is very helpful for those planning missions where they want to have your character suffer terribly be much more involved with the plot. That, and it helps generate plot ideas in general.
GMs, kindly ask if it's okay to play with someone's bio for a mission, as some people may not be quite open to the idea of you suddenly NPCing a person in their characters past. Discuss the details as needed.